:root {
  --blue: #2557C7;
  --blue-dark: #1B3F9C;
  --red: #D62839;
  --dark: #1B1F27;
  --gray: #5B6472;
  --gray-light: #E4E7EC;
  --bg: #FFFFFF;
  --bg-alt: #F5F7FA;
  --radius: 10px;
  font-size: 16px;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--dark);
  background: var(--bg);
  line-height: 1.55;
}

.wrap { max-width: 960px; margin: 0 auto; padding: 0 24px; }

a { color: var(--blue); }

h1, h2, h3 { line-height: 1.2; margin: 0 0 .5em; }
h1 { font-size: 2.3rem; }
h2 { font-size: 1.6rem; }

.site-header {
  border-bottom: 1px solid var(--gray-light);
  padding: 18px 0;
}
.site-header .brand { font-weight: 700; font-size: 1.15rem; color: var(--dark); }

.site-footer {
  border-top: 1px solid var(--gray-light);
  padding: 24px 0;
  color: var(--gray);
  font-size: .9rem;
  margin-top: 48px;
}

.hero { padding: 64px 0 48px; background: var(--bg-alt); }
.hero-narrow { padding: 56px 0; }
.hero .lede { font-size: 1.15rem; color: var(--gray); max-width: 640px; }

.btn {
  display: inline-block;
  padding: 13px 26px;
  border-radius: var(--radius);
  font-weight: 600;
  text-decoration: none;
  border: 2px solid transparent;
  cursor: pointer;
  font-size: 1rem;
}
.btn-primary { background: var(--blue); color: #fff; }
.btn-primary:hover { background: var(--blue-dark); }
.btn-secondary { background: transparent; color: var(--blue); border-color: var(--blue); }
.btn-secondary:hover { background: var(--bg-alt); }

.reassurance {
  list-style: none;
  padding: 0;
  margin: 28px 0 0;
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
  color: var(--gray);
  font-size: .95rem;
}
.reassurance li::before { content: "✓ "; color: var(--blue); font-weight: 700; }

.what-we-look-at { padding: 56px 0; }
.what-we-look-at .grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 16px;
  margin-top: 24px;
}
.card {
  background: var(--bg-alt);
  border-radius: var(--radius);
  padding: 20px;
  font-weight: 600;
  text-align: center;
}

.cta-band {
  background: var(--dark);
  color: #fff;
  padding: 48px 0;
  text-align: center;
}
.cta-band h2 { color: #fff; margin-bottom: 20px; }

/* --- multi-step form -------------------------------------------------- */
.form-wrap { padding: 48px 0 80px; max-width: 640px; }

.progress-bar {
  height: 6px;
  background: var(--gray-light);
  border-radius: 4px;
  overflow: hidden;
  margin-bottom: 28px;
}
.progress-bar-fill { height: 100%; background: var(--blue); transition: width .2s ease; }

.form-step h2 { margin-bottom: 4px; }
.form-step .step-intro { color: var(--gray); margin-bottom: 24px; }

.field { margin-bottom: 22px; }
.field label.field-label { display: block; font-weight: 600; margin-bottom: 6px; }
.field .note { color: var(--gray); font-size: .88rem; margin: -2px 0 8px; }
.field input[type=text],
.field input[type=email],
.field input[type=tel],
.field input[type=url] {
  width: 100%;
  padding: 11px 14px;
  border: 1px solid var(--gray-light);
  border-radius: var(--radius);
  font-size: 1rem;
  font-family: inherit;
}
.field input:focus { outline: 2px solid var(--blue); outline-offset: 1px; }

.options { display: flex; flex-direction: column; gap: 8px; }
.option-btn {
  display: block;
  width: 100%;
  text-align: left;
  padding: 12px 16px;
  border: 1px solid var(--gray-light);
  border-radius: var(--radius);
  background: #fff;
  cursor: pointer;
  font-size: 1rem;
  font-family: inherit;
}
.option-btn:hover { border-color: var(--blue); }
.option-btn.selected { border-color: var(--blue); background: #EEF3FE; font-weight: 600; }

.checkbox-line {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: .95rem;
}
.checkbox-line input { margin-top: 4px; }

.error-text { color: var(--red); font-size: .88rem; margin-top: 6px; }

.step-actions {
  display: flex;
  justify-content: space-between;
  margin-top: 32px;
}

.submit-error {
  background: #FDECEE;
  border: 1px solid var(--red);
  color: #7A1420;
  padding: 12px 16px;
  border-radius: var(--radius);
  margin-bottom: 20px;
}